Medicare covers a lot — but not everything. Medigap plans fill those gaps. With 10 standardized plans, here’s how to choose. Call 1-888-781-6026 for personalized guidance.
What Are Medicare Supplement Plans?
Medigap plans are private insurance policies that work alongside Original Medicare. Plans are federally standardized — Plan G from any insurer covers the exact same benefits. The only difference is price.
The 10 Medigap Plans Compared
| Plan | Part A Coins. | Part B Coins. | Part A Ded. | Part B Ded. | Part B Excess | Foreign Travel |
|---|---|---|---|---|---|---|
| A | Yes | Yes | No | No | No | No |
| B | Yes | Yes | Yes | No | No | No |
| C* | Yes | Yes | Yes | Yes | No | Yes |
| D | Yes | Yes | Yes | No | No | Yes |
| F* | Yes | Yes | Yes | Yes | Yes | Yes |
| G | Yes | Yes | Yes | No | Yes | Yes |
| K | 50% | 50% | 50% | No | No | No |
| L | 75% | 75% | 75% | No | No | No |
| M | Yes | Yes | 50% | No | No | Yes |
| N | Yes | Yes (copays) | Yes | No | No | Yes |
*Plans C and F only available to those eligible for Medicare before January 1, 2020.
Most Popular Plans
Plan G — Best Overall
Most popular for new enrollees. Covers everything except the Part B deductible ($257 in 2025). Average ~$155/month.
Plan N — Best Value
$20-$50/month cheaper than Plan G. Requires copays (up to $20 office, $50 ER) and doesn’t cover Part B excess charges.
Plan F — Legacy Comprehensive
Covers everything including Part B deductible. Only available to those eligible before 2020.
Ready to compare rates? Call 1-888-781-6026 — we compare plans from multiple carriers at no cost to you.