Even with Medicare and a Medigap plan, a cancer diagnosis can generate substantial financial strain. Travel to treatment centers, home care, lost income for caregivers — Medicare doesn’t cover any of that. A cancer insurance policy does.
Call 1-888-781-6026 — benefits range from $5,000 to $75,000.
What Is a Cancer Insurance Policy?
A cancer insurance policy pays a lump-sum cash benefit directly to you upon a covered cancer diagnosis. You use the money however you need — medical bills, transportation, household expenses, anything. It works in addition to your Medicare and Medigap coverage.
What Do People Use It For?
- Deductibles and copayments not covered by Medicare
- Experimental treatments and clinical trials
- Travel and lodging to cancer treatment centers
- Home health care and in-home assistance
- Lost income for you or a family caregiver
- Everyday living expenses during recovery
How Much Does a Cancer Policy Pay?
Policies available through www.emedicareguide.com/ offer lump-sum benefits from $5,000 to $75,000 depending on your plan. The benefit pays directly to you upon a covered diagnosis — no receipts required.
How Much Does It Cost?
Many policies are available for under $50/month. Given the average cost of cancer treatment, that’s a fraction of the financial protection it provides.
Why Medicare Beneficiaries Should Consider It
- Medicare doesn’t cover experimental treatments or clinical trials
- Travel to specialized cancer centers isn’t covered
- Home care and caregiver support aren’t Medicare benefits
- Financial impact hits immediately after diagnosis
Get a cancer insurance quote today. Call 1-888-781-6026 — no pressure, no obligation.
Cancer insurance is a supplemental policy that pays a lump-sum cash benefit upon a covered cancer diagnosis. The benefit can be used for any expense — medical bills, lost income, travel to treatment centers, or daily living costs.
Coverage varies by policy but typically includes hospitalization, surgery, chemotherapy, radiation, prescription medications, home healthcare, and transportation or lodging for treatment.
Most cancer insurance policies exclude pre-existing conditions, so it is very difficult to obtain coverage after a diagnosis. Some insurers may consider applicants who have been cancer-free for a specified period, typically five years.
Cancer insurance can be valuable if your primary health insurance has high deductibles, if you have a family history of cancer, or if you want financial protection against the income loss and non-medical costs a cancer diagnosis can bring.
Cancer insurance policies are generally affordable, with benefit amounts typically ranging from $5,000 to $75,000. Premiums vary based on age, health, and coverage amount. Unlike most insurance, rates typically do not increase with age once the policy is issued.